Have you ever thought of using an online will writing service or digital estate planner? I honestly had not – until I came across Testamentary Wills.

In fact, I honestly didn’t really have any idea what a digital estate planner even was! Thanks to the simplicity of the platforms and services offered by Testamentary Wills, I now understand much more about what is included in a will and last testament and how to create one.

As a disabled single mother of a young child with a disability, the thought of what will happen to her in the case of my passing often crosses my mind.

Although I do try to be as positive as possible, death is inevitable and should be thought about seriously and with preparation.

In the event of someones passing, a testamentary will is a legal document that is referred to in order to transfer estate holdings to another person or organisation. It stipulates the person’s final wishes and documents everything they would want to be passed on.

The services provided by Testamentary Wills offer a stress-free, modern, affordable, inclusive and mindful approach to ensuring that everything is covered when you need it to be.

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Do I actually need to use an online will writing service though?

When I was first presented with the option to use the Testamentary Wills service, I said that I was only 34 and did not really have much to put in my will. I’m not rich. I don’t have many assets. My savings are pretty much zilch!

However, as soon as I looked into what is actually included in a will and last testament, I agreed instantly that I needed to create one!

These plans include things such as the options to appoint legal guardians for children, outline funeral wishes, make charity donations and a LOT more (again, keep reading to find out what exactly you can include).

Everyone – regardless of age (although, obviously over 18) should make sure they have a will and lasting power of attorney in place in event of the worst happening.

Obviously, using online platforms to create such important documents can be quite daunting. I must admit that I was slightly concerned about the security of my information.

Thankfully, once I did a thorough check of the Testamentary Wills platforms, I was very much reassured!

Every part of their online services are protected by encrypted data storage, encrypted data communication and secure accounts. The second time I logged in to the Digital Estate Planner, I was greeted with a two-factor authentication. I then had to enter a code that was sent to my email.

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Digital Estate Planner

I had the opportunity to try out the Testamentary Wills Digital Estate Planner (via Zenplan). I was genuinely surprised at how easy it was to use and how detailed and clever the idea of a digital planner is.

Within about 2-minutes of being on the platform, I was hooked!

The whole process would normally take multiple visits (or one very long one) to a specialist lawyer. However, you can do it online and in your own time – from the comfort of your own home.

Also, being fairly young at only 34 years old, I definitely prefer to use digital tools. It was actually a huge relief to know that I was able to note down absolutely everything that someone would need in the event of my death or if I ever lose the capacity to make certain decisions on my own.

You can literally include everything in your planner:

My absolute favourite thing about the Digital Estate Planner by Testamentary Wills is that you can set “Delegates”. These are people that you have chosen to share your plan with. You can also choose which sections of the plan they can access, and you are able to change this and remove access whenever you choose.


  • Bank accounts
  • Pensions
  • Property
  • Valuable items
  • Savings and Investments (this includes Cryptocurrency, for all the digital savers out there!)
  • Shares
  • Money owed to you


  • Mortgages
  • Loans
  • Credit cards
  • Leased items


  • Utilities
  • Insurance
  • Work
  • Pets
  • Important contacts
  • Rent
  • Online accounts (including social media etc.)
  • Memberships
  • Healthcare
  • Medications
  • Lifetime gifts
  • General expenses


  • Will
  • Power of Attorney
  • People to notify in the event of your death / incapacitation
  • Charities


  • A single view of all of your assets, debts, incomes and expenses

Other Services

Testamentary Wills do not only offer online will writing services and digital estate planning. They also provide Lasting Power of Attorneys, Probate, Advance Decisions and more.

If you are human, over 18 and alive, I would definitely recommend popping over to Testamentary Wills website and looking at the services they can provide. As they say on their website,

Death does not discriminate when it comes to age

In my opinion, this is a fantastic service to use for online will writing and everything else you might need in the event of your passing.

Featured photo by J. Kelly Brito on Unsplash. In-article images courtesy of Testamentary Wills website and Zenplan Digital Estate Planner.

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